The Need For Auto Transport Insurance
Auto transport is something that is a necessity for many people. While they use the auto transport service regularly they are not aware that it is prudent to find out about auto transport insurance also. Of course the companies who are in the regular business of auto transport do cater to the insurance requirements of their customers during shipping. It is usual for the car that is being transported to reach the destination in the same condition as it was received at the loading point.
Insurance is a complicated subject with lots of sub heads and provisos. Prior to insuring your car with a particular auto transport company for transportation you must be aware of some key points. It is an added job for you to but a little hassle now will save you a lot of trouble if your car does get damaged during transportation.
Check with the auto transport company in question if they have an insurance certificate. Get detailed information on their policies on issues pertaining to car damage, whether the car is covered in parts only, for example, no plastic parts are insured etc, and if there is a proviso for you to pay a deductible. It is a good idea to get all your discussed terms and conditions, promises, discounts and any other pertinent areas of probable conflict put down in writing so that there is no room for ambiguity should there be a need for claiming. Sometimes the insurance varies between actual insurance during transportation and before and after.
Conduct a thorough check of your vehicle, click some photos of existing damage and keep a record. When you hand over your car to the car shipping company driver or agent, go over these points with them so that if there is need for claiming there is no debate on whether the damage was old or new. On receiving your car at the destination, check and compare with your notes and if you feel there is some damage, point it out to the driver and get his signature on the bill of lading which you can present to the auto shipping company for reimbursement.